Death Notification Procedures
In addition to notifying the Social Security Administration of the death of a loved one, it is equally important that you notify the three credit reporting bureaus of that person’s passing. When you notify the bureaus, the deceased person’s credit history is inactivated so that no one can use the deceased’s Social Security Number and accompanying credit history to obtain credit.
To notify the credit bureaus of a death, you will need:
A copy of the person’s death certificate and brief note like the following:
To Whom It May Concern:
This letter is to inform you of the death of (full name of the deceased), Social Security Number (list deceased’s Social Security Number). If you have any questions or require additional information, please contact me.
Thank you for your assistance.
Sincerely,
(Your Signature)
(Your Name)
(Your mailing address)
(Your phone number)
Send a copy of the death certificate and your letter to each of the credit bureaus listed below:
Equifax Office of Fraud Assistance
P.O. Box 105069
Atlanta, GA 30348
Experian Office of Fraud Assistance
P.O. Box 9530
Allen, TX 75013
Trans Union Office of Fraud Assistance
P.O. Box 6790
Fullerton, CA 92634